:root{--navy:#0b3158;--blue:#0c69b4;--red:#dd2d36;--ink:#17212b;--muted:#5b6874;--soft:#f2f6f9;--line:#dce5ec;--white:#fff;--radius:18px;--shadow:0 18px 50px rgba(11,49,88,.11)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font:16px/1.7 system-ui,-apple-system,"Segoe UI",sans-serif;background:#fff}a{color:inherit;text-decoration:none}.container{width:min(1160px,calc(100% - 36px));margin:auto}.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;background:#fff;padding:10px;z-index:99}.site-header{height:78px;display:flex;align-items:center;position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}.nav{display:flex;align-items:center;gap:30px}.brand{font-weight:800;font-size:20px;color:var(--navy);line-height:1.05}.brand span{color:var(--red)}.brand small{display:block;font-size:10px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-top:5px}.nav nav{display:flex;gap:24px;margin-left:auto;font-weight:650;font-size:14px}.nav nav a:hover{color:var(--blue)}.call-top,.btn{background:var(--red);color:#fff;border-radius:10px;padding:11px 18px;font-weight:750}.menu{display:none}.hero{background:linear-gradient(130deg,#eef7fc,#fff 64%);padding:70px 0 62px;border-bottom:1px solid var(--line)}.hero-grid{display:grid;grid-template-columns:1.65fr .7fr;gap:70px;align-items:center}.crumb{font-size:13px;color:var(--muted);margin-bottom:24px}.crumb a{color:var(--blue)}.eyebrow{display:block;color:var(--red);font-size:12px;font-weight:850;letter-spacing:.14em;text-transform:uppercase}.hero h1,.page-head h1{font-size:clamp(38px,5vw,64px);line-height:1.08;color:var(--navy);letter-spacing:-.04em;margin:12px 0 20px}.hero p,.page-head p{color:var(--muted);font-size:19px;max-width:760px}.actions{display:flex;gap:12px;margin:28px 0}.btn{display:inline-block}.btn.ghost{background:#fff;color:var(--navy);border:1px solid var(--line)}.trust{display:flex;gap:20px;flex-wrap:wrap;font-size:13px;font-weight:650;color:var(--navy)}.service-card{background:var(--navy);color:#fff;padding:32px;border-radius:var(--radius);box-shadow:var(--shadow)}.service-card strong{font-size:22px}.service-card p{font-size:15px;color:#dce9f4}.service-card a{font-size:25px;font-weight:850;display:block;color:#fff}.service-card small{color:#b8cad9}.content-grid{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:70px;padding-top:72px;padding-bottom:72px}.article{font-size:17px}.article>img{width:100%;height:auto;border-radius:var(--radius)}.article h2{font-size:32px;line-height:1.2;color:var(--navy);margin:52px 0 16px}.article h3{font-size:23px;color:var(--navy);margin-top:34px}.article a{color:var(--blue);text-decoration:underline}.article li{margin:7px 0}.article blockquote{border-left:4px solid var(--red);background:var(--soft);padding:18px 22px;margin:30px 0}.side>div{position:sticky;top:102px;border:1px solid var(--line);border-radius:14px;padding:20px}.side strong,.side a{display:block}.side a{padding:11px 0;border-bottom:1px solid var(--line);font-size:14px;color:var(--navy)}.faq{padding:55px 0 80px}.faq h2,.process h2{font-size:38px;color:var(--navy);margin:8px 0 25px}.faq details{border-bottom:1px solid var(--line);padding:18px 0}.faq summary{cursor:pointer;font-weight:750;color:var(--navy)}.process{background:var(--soft);padding:72px 0}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.steps>div{background:#fff;padding:24px;border-radius:14px}.steps b{display:grid;place-items:center;width:35px;height:35px;background:var(--red);color:#fff;border-radius:50%}.steps h3{color:var(--navy)}.page-head{padding:70px 0;background:var(--soft)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;padding-top:60px;padding-bottom:80px}.cards article{border:1px solid var(--line);padding:26px;border-radius:var(--radius);transition:.2s}.cards article:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.cards span{color:var(--red);font-size:12px;font-weight:750}.cards h2{font-size:22px;line-height:1.3;color:var(--navy)}.cards p{color:var(--muted)}.cards article>a{color:var(--blue);font-weight:700}.sitemap-list{display:grid;grid-template-columns:repeat(2,1fr);gap:40px;padding:60px 0}.sitemap-list h2{color:var(--navy)}.sitemap-list a{display:block;color:var(--blue);padding:7px 0;border-bottom:1px solid var(--line)}footer{background:#071f37;color:#c8d5df;padding:60px 0 90px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:60px}.footer-grid strong{color:#fff;font-size:18px}.footer-grid a,.footer-grid span{display:block;margin-top:10px}.legal{border-top:1px solid #28435b;margin-top:36px;padding-top:24px;font-size:12px}.sticky{display:none}
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